Welcome to Affinity Plus Mortgages


Buy a new place, build one, refinance for a lower rate, or get a home equity loan to consolidate debt.


Applying online can be as quick as 10 minutes. And if you need to step away and finish later, no problem. You can save as you go. You'll be asked for some income and work history info (your co-borrower's too, if applicable), but you won't need to provide actual documentation like pay stubs, W2s/1099s, bank statements, etc. until after you apply. For more about what to expect up until closing, check out the Learning Center.

Thank you for choosing Affinity Plus!



We offer conventional first mortgage loans for properties in Minnesota, North Dakota and Wisconsin.  And if you're still looking for your dream place, we can get you preapproved.

Learn more about our first mortgage and refinance options



Finance your home's construction and the land, too. From start to finish, we'll work with you and the licensed builder of your choice.



Our Home Equity Loan and Home Equity Line of Credit (HELOC) options give you the flexibility you need to manage mortgage payments, consolidate debt or finance virtually anything.



Purchase land without any acreage limits. Or refinance an existing land loan for a better rate. We offer land loans for properties in Minnesota, North Dakota and Wisconsin.


We want to be your partner through your entire loan journey.  And while providing a full range of loans and services, we'll make it as simple as possible.

Mortgage Products & Services

Lock & Shop Rate Lock Program

Shop for the right place without having to worry about interest rates going up. Our Lock & Shop rate lock program lets you lock in your interest rate without a purchase agreement.

Find out how it works


Explore HomeAdvantage ®

With Affinity Plus’ free HomeAdvantage program, you have access to MLS listings and a network of trusted real estate agents. And you can receive cash rewards for using the program!

Explore our Home Loans

We have a loan option for every home goal.  Explore our loans and rates, and apply when you're ready.

Affinity Plus Title Company

Whether you’re purchasing your first home, or refinancing your current home, working with Affinity Plus Title Company offers you a complete and full-service mortgage experience. A wholly-owned subsidiary of Affinity Plus, we've served members since 2000 and provide a streamlined process with clear and accurate title services.

Learn More


Affinity Plus Headquarters

175 West Lafayette Frontage Road

St. Paul, MN 55107

T (800) 322-7228 | Live Chat


Loan Payments

Affinity Plus Federal Credit Union

P.O. Box 64569

St. Paul, MN  55164-0569


Mortgage Error Resolution

Affinity Plus Federal Credit Union

Attention:  Error Resolution

P.O. Box 64567

St. Paul, MN  55107